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Special Enrollment

Are you losing coverage soon? You can apply ahead of time to avoid any gaps in coverage.

Certain life events, including losing previous health coverage, moving, getting married, having a baby, or adopting a child, may qualify you to enroll in Marketplace health plans, or change Marketplace health plans, outside of the annual Open Enrollment Period, which starts on November 1. Check the full list of “Special Enrollment Period” reasons at Healthcare.gov

If you have recently lost coverage you may be able to enroll now. Marketplace enrollment may be open if in the past 60 days you:

    • Lost health coverage you had from a job (even if you were fired, or just left a job)
    • Lost SoonerCare/Oklahoma Medicaid, Medicare, or InsureOklahoma
    • Lost health coverage due to divorce or death of spouse
    • Lost COBRA, or employer stops paying for COBRA
    • Lost Medicare disability coverage
    • Lost health coverage at age 26

You may be able to get or change health coverage either during a Special Enrollment Period, or through Medicaid or CHIP. Check to see if you qualify for either option:

My OK Plan provides free, local, non-profit help from Health Navigators. We will show you all of the plans, and you make the decisions. Our navigators can help you complete the Healthcare.gov application for financial assistance, and help with Marketplace problems if you’ve signed up yourself. Marketplace health insurance plans:

    • Offer premium options under $25/month for 4 out of 5 people enrolled
    • Allow you to choose from up to 55 plans and 8 Oklahoma insurance companies
    • Allow you to choose the deductible and list of doctors & hospitals
    • Have coverage of pre-existing conditions and behavioral health (all Marketplace plans)